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Consumer Directed Benefit Solutions
“Where new concepts become new benefit solutions.” |
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We Are |
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Consumer Directed Benefit Solutions (CDBS) is an independent insurance agency specializing in the employee benefits needs of small to medium sized employers as well as the individual benefit needs of the self-employed, micro businesses and non-benefited employees. |
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Our Mission Is |
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CDBS’ purpose is to add value to its clients by guiding them in the development and maintenance of quality, cost effective employee or personal benefit plans to meet or exceed their needs for today while anticipating the needs of tomorrow. |
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Our Home Base And Service Area |
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CDBS is headquartered in Memphis, Tennessee and is licensed to meet the Health and Life Insurance needs of businesses and individuals in Tennessee, Mississippi and Arkansas. |
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CDBS’ Areas Of Expertise |
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Employer Groups – Group Health, Dental, Vision, Life and Disability Insurance and Voluntary Employee Benefits. Fully insured and self-funded products, Section 125 Plans, Health Reimbursement Arrangements (HRAs), Health Savings Accounts (HSAs).
Individuals – Individual Health, Dental, Life and Disability Insurance plus Individual Supplemental Insurance Plans. |
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Why Consumer Directed Benefit Solutions Should Be Your Partner |
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With its several years of brokerage experience preceded by 20 years of managed care industry insider’s experience, CDBS brings some unique insights into the health insurance and employee benefits industries that few insurance brokerages can offer to their clients. This industry insight is combined with a commitment to treat the customer’s dollars as though they were our own and to provide a level of personalized service long since forgotten in our business. In the increasingly impersonal and automated world that has become insurance, Consumer Directed Benefit Solutions succeeds by keeping the human touch focused on the needs of the individual client. |
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Employee Benefits |
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Individual Health Insurance |
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Individual Dental |
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Other Products |
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Life & Disability Insurance |
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Discount Prescription Plan |
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