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Despite changing marketplace conditions, employer provided health plans remain the place where most Americans get their health insurance.  Consumer Directed Benefit Solutions (CDBS) is focused on the needs of the small to medium sized business market for employee benefits in the mid-south.  Representing a wide variety of group major medical carriers operating in Tennessee, Mississippi and Arkansas allows CDBS to craft custom solutions that meet each employer’s unique needs.

   
 

Group Major Medical Plans

  CDBS can help your business build the right major medical plan for your employees selecting from plans underwritten by carriers such as:
   
AETNA            Assurant         Blue Cross/Blue Shield oF TN            CIGNA                              Coventry Health Care            Humana          The Principal              United Healthcare
   
  Group Dental Insurance Plans
 

After health insurance, dental insurance is the benefit asked for most.  CDBS can guide you in the selection of a dental carrier and plan best suited to your group’s needs from such companies as:

   
 

Delta Dental Plan     The Guardian            Brokers National Life

   
  Group Life Insurance and Disability Insurance
  Traditionally, many employers have provided some level of insurance for the consequences of employee death or disability.  CDBS can help you design an employer sponsored life insurance and/or disability benefits plan that affordably addresses these employee concerns.
   
  Voluntary Insurance Benefit Plans
  Employees increasingly look to the workplace as not only a place of employment but also a place where they purchase a wide array of individual insurance and financial services.  CDBS can guide your organization in actually designing a voluntary benefits plan that compliments your other employee benefits as well as overseeing the enrollment in these products and positively communicating your employee benefits plan in its entirety.
   
  Click here to fill Online Group Insurance Request Form:
   
 
  Our Services
Employee Benefits
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Individual Health Insurance
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Individual Dental
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Other Products
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Life & Disability Insurance
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Discount Prescription Plan
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