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Consumer Directed Benefit Solutions (CDBS) is your resource for both on-line and personal guidance in finding the individual insurance solutions best suited to your needs. |
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Individual Major Medical Health Insurance |
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These policies provide comprehensive coverage for a broad range of health care services and offer a wide range of deductibles, co-payments and other plan features. These plans can range from very low deductible plans with high premiums to the new high deductible plans with Health Savings Accounts that offer lower premiums. |
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Short Term Major Medical Health Insurance |
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From students fresh out of college to persons temporarily between jobs, for a variety of reasons people find themselves in need of health insurance for relatively short time periods (days, weeks, months) before they will have coverage by other means. For these persons a temporary major medical policy may be the best solution. Relatively inexpensive and easy to qualify for, short term major medical policies provide financial protection in the event an illness or injury occurs in that “in-between” period. |
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Guaranteed Issue Major Medical Products |
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In certain cases individuals with meaningful pre-existing health problems will be uninsurable in the individual health insurance market. For these persons (depending upon your state of residence) a guaranteed issue health insurance product may be the only non-public option available. While being a guaranteed issue product candidate limits one’s choices it does not eliminate them. CDBS will guide its clients in making the best possible choice for their needs and budget in the guaranteed issue situation. |
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Individual Dental Insurance |
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After medical expenses, dental expenses are the next largest health care related liability in most people’s lives. Fortunately, there are dental insurance options available for individuals today that are competitive with the dental benefits they might have once had through an employer. With options available on a stand alone basis or bundled with a medical plan, CDBS can help you address your individual dental insurance needs for yourself and your family. |
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Individual Life Insurance and Disability Insurance |
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CDBS also assist persons with their needs for Life Insurance (both Term and Permanent) to protect those they would leave behind and Disability Insurance (short and long term) to insure their paycheck. |
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Want to Run Your Own Quote?
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"Let Consumer Directed Benefit Solutions Shop The Market And Report Back To You" |
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Click Below To Fill Out Our Online Individual Insurance Request Form |
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Want to Run Your Own Quote? |
| Then Please Click on the Logo Below of the Company You Are Interested In |
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