Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.

Note: the privacy practices set forth in this privacy policy are for this website only. If you link to other web sites, please review the privacy policies posted at those sites.

This notice applies to all information collected or submitted on the CDBSagency.com web site. On some pages, you can order products and services, make requests, and register to receive materials. The types of personal information collected at these pages include, but are not limited to:

Name
Address
Email address
Phone Number
Sex
Date of Birth
Height & Weight
Tobacco Usage
Pre-existing health conditions

On some pages, you can submit information about other people. For example, taking out a health insurance policy on a spouse or child, where you will need to submit the recipient’s address. In this circumstance, the types of personal information listed previously may also be collected.

Consumer Directed Benefit Solutions/CDBSagency.com use the information you provide about yourself when requesting information, requesting quotes, or applying for insurance to complete the consumer’s specific request and to enhance the consumer’s service experience. We do not share this information with outside parties except to the extent necessary to complete the consumer’s request.

We use the information you provide about someone else when requesting information, requesting quotes, or applying for insurance only to the extent necessary to complete the consumer’s request. We do not share this information with outside parties except to the extent necessary to complete the consumer’s request.

We use return email addresses to answer the email we receive. Such addresses are not used for any other purpose and are not shared with outside parties, unless you give us permission to use it in another manner, for example to add you to a mailing list.

We never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above.

We may share information with governmental agencies or other companies assisting us in fraud prevention or investigation. We may do so when:

(1) permitted or required by law;
(2) trying to protect against or prevent actual or potential fraud or unauthorized transactions;
(3) investigating fraud which has already taken place. The information is not provided to these agencies or companies for marketing purposes.

To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect.

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our website from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.

You can access all your personally identifiable information that we collect online and maintain by electronic storage. You can correct factual errors in your personally identifiable information by sending us a request that credibly shows error.

To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections to your information.

Should you have other questions or concerns about these privacy policies, you may contact us using the information below:

By email: customerservice@cdbsagency.com
By Telephone: (901) 219-8835

We reserve the right to make changes to this policy. Any changes to this policy will be posted.