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About Us

Welcome to Consumer Directed Benefit Solutions (CDBS). At CDBS our focus is on the employee benefit needs of small businesses as well as the individual health, dental, vision, life and disability insurance needs of persons under age-65.  CDBS is committed to providing our clients with highly personalized service and brings over 35-years of industry experience to its clients across the midsouth.


Our objective is simple: Whether you are a small business or an individual, determining how you will finance your health, dental, vision, disability, and life insurance needs will be critical to your success. CDBS helps to identify and minimize our clients’ exposure to these risks while maximizing the value proposition of their coverage. We accomplish this with an emphasis on quality insurance carriers and coverage, competitive premiums, and overall simplification of insurance matters.


Our approach is direct: To analyze our clients’ complete insurance needs, design a responsible protection program, and recommend insurance that is a cost effective insurance strategy designed for your unique individual and/or business situation.


Why choose Consumer Directed Benefit Solutions?


Where you choose to purchase your insurance protection makes a difference. Some key reasons to choose CDBS are:


  • our commitment to Small Businesses
  • our commitment to the self-employed and individual consumer
  • customer service and
  • our approach of helping you fit insurance coverage to your needs and not just buy a policy.

We’re proud to serve families and businesses of all sizes for multiple generations. We look forward to the possibility of serving you.




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